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Red Alert: I’m a mortgage expert and here are six red flags for first-time buyers

25Feb

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Red Alert: I’m a mortgage expert and here are six red flags for first-time buyers

alamy It’s easy to get caught up in the excitement of buying your first home, but newbie buyers need to watch out for some red flags. The property ladder The dream of getting on the property ladder can mean it’s easy to miss some warning signs that could cause you problems later down the line. Some issues could cost you thousands in DIY or remedial work costs, while others could mean you can’t get a mortgage to buy the place. David Hollingworth, director at mortgage broker London & Country, says it’s important not to miss some tell-tale signs of problem properties. The property expert says it can be particularly hard for first-time buyers to know what to look out for, especially when there is fierce competition for properties. Here are some of the red flags to wat...

25Feb

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News, Top Stories, UK News

Benefits Calculators

upwork Replaced the Benefits Adviser Use an independent benefits calculator to find out: • what benefits you could get • how to claim • how your benefits will be affected if you start work These are free to use, anonymous, and have replaced the Benefits Adviser service. Calculators Use one of the following: • entitled to – for information on income-related benefits, tax credits, contribution-based benefits, Council Tax Reduction, Carer’s Allowance, Universal Credit and how your benefits will be affected if you start work. • Turn2us – for information on income-related benefits, tax credits, Council Tax Reduction, Carer’s Allowance, Universal Credit and how your benefits will be affected if you start work or change your working hours. • Policy in Practice – ...

500 student flats and a central courtyard on an industrial estate in Selly Oak

25Feb

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Education, Higher Education, Top Stories

500 student flats and a central courtyard on an industrial estate in Selly Oak

123RF ApprovedMore than 500 student flats at a Selly Oak industrial estate have been approved despite fears it will force families out.A planning application from the Watkin Jones group and Elliott Road Selly Oak Ltd for 523 units of student accommodation in Elliott Road was approved by Birmingham City Council’s planning committee on 30th September 2021. The plans involved two separate buildings – a row of four-storey town houses and a four-to-six-storey building arranged around a central courtyard. The plans had been supported by a 190-signature petition and opposed by a 140-signature petition as well as ward councillors and Steve McCabe MP, MP for Birmingham Selly Oak.Opposition Residents opposing the plans had said families would move out of the area as a result of the deve...

Jamaica and Nigeria launch inaugural direct flight

19Jan

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Lifestyle, Travel

Jamaica and Nigeria launch inaugural direct flight

airpeace airline Maiden Flight Nigeria’s national carrier, Air Peace, completed its maiden flight to Jamaica on Monday (December 21)—signalling a historic moment between the two nations. (Photo: Arabian Business)Jamaica and Nigeria have just completed a direct flight between the two countries, as the first phase of forging stronger relations. Nigeria Lagos The flight took off yesterday morning from Nigeria’s largest city, Lagos and landed in the evening at Montego Bay Sangster International Airport, as the two nations attempt to pave way for a regular direct airline route between the two destinations. In a statement, the Nigerian Ministry for Foreign Affairs, reported, “As part of the activities to commemorate 50 years of good bilateral relations between Republic of Jamaica...

Major UK number plate changes comes into force

6Dec

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Motoring, Sport

Major UK number plate changes comes into force

123RF The government is set to change the rules on British number plates for anyone travelling abroad in their car. Currently, Brits must put a ‘GB’ sticker on their car before travelling to another country, except if they have a number plate that also features these initials, underneath the Union Jack. Boris However, Boris Johnson’s cabinet is now changing ‘GB’ to ‘UK’, and every motorist must display these letters on their vehicle before entering another country. Britons will now have to display a UK sticker on their vehicle when abroad, and not a GB sticker, from 28th September, marking the end of the summer holiday season. Rule change The announcement of the rule change comes just months after the government informed the public of a new British number plate earlie...

6Dec

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News, Tech

What is the Freedom of Information Act?

gov.uk FOI Public Access The Freedom of Information Act 2000 provides public access to information held by public authorities. It does this in two ways: • public authorities are obliged to publish certain information about their activities • members of the public are entitled to request information from public authorities Recorded Information The Act covers any recorded information that is held by a public authority in England, Wales, and Northern Ireland, and by UK-wide public authorities based in Scotland. Information held by Scottish public authorities is covered by Scotland’s own Freedom of Information (Scotland) Act 2002. Public authorities include government departments, local authorities, the NHS, state schools and police forces. However, the Act does not ne...

Prostitution, drug use and rats – the ‘blight’ of exempt accommodation in Birmingham

6Dec

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Faith, Features

Prostitution, drug use and rats – the ‘blight’ of exempt accommodation in Birmingham

123RF A report said there has been a ‘rapid and uncontrolled growth’ of exempt accommodation in the city Residents in areas of Birmingham Prostitution, drug use, drug dealing, and rats are just some of the issues facing residents in areas of Birmingham with a high concentration of exempt accommodation, a report has revealed. And the ‘rapid and uncontrolled growth’ of exempt accommodation in the city is seen by many residents as a ‘blight’ on local communities. The report, commissioned by the council, is due to be discussed by the Co-ordinating Overview and Scrutiny Committee next week. Harrowing picture And it paints a harrowing picture of the exempt accommodation scene in Birmingham, detailing the concerns of over 80 individuals and organisations in areas with a high...

Residents launch legal bid to ban hostels and HMOS on Erdington estate

6Dec

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Politics

Residents launch legal bid to ban hostels and HMOS on Erdington estate

123RF Residents launch legal bid to ban hostels and HMOS on Erdington estate Residents on Pitts Farm Estate are clamouring for the council to invoke historic legal rule on housing use Ban Hostels Residents on an Erdington estate are trying to get a newly opened house for vulnerable tenants shut down – by using a historic covenant. The legal covenant – found in the deeds of most homes on the Pitts Farm Estate – says properties can only be used as ‘private single dwellings. Now residents neighbouring one former family home say they want the council to step in and shut it down after it was converted into a house for up to six separate individuals. Surge The property, in a cul de sac location, is now home to people who require additional support and care. Neighbours...

DWP benefit fraud: 7 things they’re checking your bank account and social media for

12Dec

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News, Top Stories, UK News

DWP benefit fraud: 7 things they’re checking your bank account and social media for

123RF During the pandemic, fraud and error have reached record levels, with a reported £8.4 billion overpaid in the last financial year. Crackdown The Department for Work and Pensions is checking bank accounts and social media posts in a crackdown on benefits fraud. There are 23 million people on DWP pay-outs including 12.4 million claiming State Pension, almost six million on Universal Credit, 2.9 million on Housing Benefit, 2.7 million on Personal Independence Payment (PIP), and 1.8 million on Employment and Support Allowance (ESA). Fraud and error But during the pandemic, fraud and error in the UK benefits system have reached record levels, with a reported £8.4 billion overpaid in the last financial year. The DWP estimates that 3.9% of benefits spending was overpai...

UEFA Forces Ajax & Adidas to Change Bob Marley ‘Three Little Birds’ Kit

6Dec

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Football, Sport

UEFA Forces Ajax & Adidas to Change Bob Marley ‘Three Little Birds’ Kit

Ajax FC Dutch professional football club Ajax FC was forced to make changes to their kit paying homage to reggae legend Bob Marley. The Union of European Football Associations (UEFA) has banned the Bob Marley inspired Ajax Football Club jersey, which featured three little birds at the base of the collar. The feature was added to the club’s jersey as an ode to Bob Marley’s song, “Three Little Birds”. The song was adopted by club fans over a decade ago and has become the unofficial team anthem. Against regulation Fans were ecstatic when players first wore the “Three Little Birds” kit three days ago as they went up against PEC Zwolle. They subsequently won 2-0. Sadly, the joy was quickly extinguished as the logo that made the kit unique was deemed by the UEFA to be against regula...

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