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The new laws, rules and other changes coming in 2023
News, UK News

The new laws, rules and other changes coming in 2023

123RF There’s plenty coming up in the next 12 months – from needing ID to vote to changes to the minimum wage Check new laws As 2022 has come to a close many of us were thinking about what this New Year would bring. Part of that should – but possibly doesn’t – include checking on the new laws, rules and other changes coming our way. There will be various things coming into force in 2023 that will impact our daily lives, from driving to heating our homes. Some big changes are coming, including to how we vote in elections. Guide People on benefits will be affected, as will road users. A guide has been put together to all the changes that are coming soon. Voters will need ID Currently, voters don’t need to bring their ID to a polling station, but from May 2023 you’ll ...
Energy Price Guarantee
News, UK News

Energy Price Guarantee

123RF Protects customers The Energy Price Guarantee protects customers from increases in energy costs by limiting the amount suppliers can charge per unit of energy used. It currently brings a typical household energy bill in Great Britain for dual-fuel gas and electricity down to around £2,500 per year, and in Northern Ireland to around £1,950 per year. Energy suppliers will be fully compensated by the government for the savings delivered to households. The scheme operates, for the most part, in the same way for households across the whole of the UK. There are a few differences for those in Northern Ireland because of the different way the Northern Ireland energy market operates. How the Energy Price Guarantee is applied to energy bills in Great Britain The Energy Price...
DWP cost of living payment dates 2023 schedule – what you’ll get and when
Money Business, Saving

DWP cost of living payment dates 2023 schedule – what you’ll get and when

123RF Extra cash is coming from the Department for Work and Pensions as well as energy firms With 2023 now underway, many households will be monitoring their finances and wondering what extra help might be on the way. New research has found 7.2 million households are going without essentials, 4.7 million are in arrears and over 3 million haven’t been able to keep their home warm for months because of rising energy bills. In 2022, a package of cost-of-living measures included a £150 council tax rebate intended to be used for energy bills, plus the start of a £400 energy rebate delivered over six months, and a new Energy Price Guarantee putting a limit on gas and electricity tariffs and meaning an average family should pay no more than £2,500 a year. In addition, the DWP paid an...
DVLA issues urgent V5C warning that could cost drivers thousands
Motoring, Sport

DVLA issues urgent V5C warning that could cost drivers thousands

Alamy Experts have urged people to be aware when selling their cars, as it can result in identity theft Selling cars Motoring experts at DVLA have warned people of possible identity theft that could happen when selling their cars. In the aftermath of the pandemic, many drivers are choosing to sell their second-hand cars privately thanks to the soaring costs of new vehicles. V5C logbook In order to make the sale, drivers will need to provide their V5C logbook. However, posting this online can pose a massive risk of fraud and identity theft, as it contains personal information that scammers can use to commit crimes. Newspapers report that identity theft can occur when scammers obtain your details and use them to do things like access bank accounts and take out phone con...
Benefits calculators
News, UK News

Benefits calculators

Alamy Independent and free You can use an independent, free and anonymous benefits calculator to check what you could be entitled to. This will give you an estimate of: The benefits you could get How much your benefit payments could be How your benefits will be affected if you start work or increase your hours How your benefits will be affected if your circumstances change – for example, if you have a child or move in with your partner Calculators For information on income-related benefits, contribution-based benefits, Universal Credit, tax credits, Council Tax Reduction and Carer’s Allowance use: Policy in Practice better off calculator Entitled to benefits calculator Turn2us benefits calculator You can also check with a local benefits adviser to f...
The basic State Pension
News, UK News

The basic State Pension

IstockPhoto Eligibility You’re eligible for the basic State Pension if you were born before: 6th April 1951 if you’re a man 6th April 1953 if you’re a woman If you were born on or after these dates, you must claim the new State Pension. The earliest you can get the basic State Pension is when you reach State Pension age. Your National Insurance record You usually need a total of 30 qualifying years of National Insurance contributions or credits to get the full basic State Pension. This means that for 30 years, one or more of the following applied to you: You were working and paying National Insurance You were getting National Insurance Credits, for example you were unemployed, sick, or a parent or carer You were paying voluntary National Insurance co...
DWP could monitor your bank account or social media activity over Christmas and New Year
News, Top Stories, UK News

DWP could monitor your bank account or social media activity over Christmas and New Year

There are several ways DWP investigators can gather evidence on people claiming benefits 20 million people More than 20 million people across the UK are claiming State Pension or benefits from the Department for Work and Pensions (DWP) to help with the additional costs of day-to-day living. However, earlier this year, the DWP shared details of a new £613 million plan to stop an estimated £4 billion being lost in fraud and error over the next five years. Benefit fraud Between 2021 and 2022, there have been 600 convictions for benefit fraud across the UK and the ‘Fighting Fraud in the Welfare System’ plan outlines how the DWP is creating a new 2,000-strong team dedicated to reviewing more than two million existing Universal Credit claims. This new team will review the entitle...
Driving under the influence of alcohol or drugs
Motoring, Sport, Top Stories

Driving under the influence of alcohol or drugs

123RF Drink driving The legal alcohol limit in England, Wales and Northern Ireland for driving is 80 milligrams of alcohol per 100 millilitres of blood or 35 micrograms of alcohol per 100 millilitres of breath. In Scotland the limit is 50 milligrams of alcohol per 100 millilitres of blood or 22 micrograms of alcohol in 100 millilitres of breath. No way to know There is no way to know how much you can drink and stay under the limit, since it can depend on your weight, age, metabolism, the amount of food you’ve eaten and other factors. It’s impossible to get alcohol out of your system quickly, it always takes time. A shower, a cup of coffee or other ways of ‘sobering up’ may make you feel better but won’t remove the alcohol from your system. The next day If you’ve been ...
Expert warns of windscreen wash fluid mistake many drivers do in winter
Motoring, Sport, Top Stories

Expert warns of windscreen wash fluid mistake many drivers do in winter

freepiks One common oversight by drivers in winter is to do with how their screen wash is diluted, according to an auto expert Prepare your car properly Motorists can expect to face poor driving conditions throughout winter, but there are many things that drivers can do to help keep themselves and others on the road safe whatever the weather. Research shows drivers are 20% more likely to be involved in a crash during wintry conditions, so it’s important to adjust your driving style and prepare your car properly. But there are some key mistakes drivers make when preparing their cars for snow and ice, according to an auto expert. One common oversight before hitting the road is to do with how diluted your screen wash is. While drivers should know how important washer fluid is,...