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Warnings about energy prepayment meter loophole

2Nov

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News, UK News

Warnings about energy prepayment meter loophole

financial times Loophole concerns The loophole concerns those on smart meters who will be receiving the first £66 as part of the £400 cost of living payment. There are two types of prepayment meters Traditional, or Legacy prepayment meters need to be topped up using a card or key fob which you can add cash to at local Pay Point kiosks. Smart prepayment meters can be topped-up at home via an app or online. Each energy supplier has the freedom to decide how it will apply the discount on to your energy meter. Smart prepayment meters are being urged to customers to give them the option to split each cost-of-living payment between gas and electric bills. Although you already have the option to do this if you’re on a traditional prepayment meter, it’s up to your supplier ho...

DVLA fines drivers £1,000 for not reporting health conditions

2Nov

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Motoring, Sport, Top Stories

DVLA fines drivers £1,000 for not reporting health conditions

123RF Motorists risk a huge penalty and could void their car insurance in the process. Disclose one of 110 medical conditions The DVLA could ban motorists from getting behind the wheel if they fail to disclose one of 110 medical conditions. Failing to do so means drivers are liable to pay a steep £1,00 fine and risk prosecution if they become involved in an accident. The lapse also means your insurance may be invalidated, leaving drivers unprotected should the worst happen. Unaware of the health conditions Despite the consequences, many people might be unaware of the health conditions that may affect their driving. In order to keep drivers informed, the people have identified 10 common conditions that need to be declared to the DVLA. A founder of a car insurance compa...

2Nov

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Motoring, Sport, Top Stories

£200 fine + 6 penalty points

dashmag It’s illegal It’s illegal to hold and use a phone, sat nav, tablet or any device that can send or receive data, while driving or riding a motorcycle. This means you must not use a device in your hand for any reason, whether online or offline. For example, you must not text, make calls, take photos or videos, or browse the web. The law still applies to you if you’re: Stopped at traffic lights Queuing in traffic Supervising a learner driver Driving a car that turns off the engine when you stop moving Holding and using a device that’s offline or in flight mode Exceptions You can use a device held in your hand if: You need to call 999 or 112 in an emergency and it’s unsafe or impractical to stop You’re safely parked You’re making a conta...

17 tips for staying safe and well on a cruise ship

2Nov

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Publications, Top Stories, Traveller

17 tips for staying safe and well on a cruise ship

How to stay safe and well on a cruise alamy Cruising is an enjoyable and positive form of travel where you can find yourself having all kinds of amazing experiences. Those who are more glass half-full are probably thinking “what issues could there possibly be on a cruise ship?”. Others who are a little more glass half-empty might feel more aware of the chance that something bad might happen and wish to prepare accordingly. Being a little prepared Cruises are not a minefield of risk – in fact, they are one of the safest forms of travel there is, and most come to completion without any real issues or incidents happening – but there is no harm in being a little prepared. Just like any other kind of travel, it is worthwhile taking a few precautions to make sure you stay safe an...

Coping with money worries and job uncertainty

2Nov

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Health & Wellbeing, Lifestyle, Top Stories

Coping with money worries and job uncertainty

123RF Worrying about money or work can have a big impact on your mental health and wellbeing. Poor mental health Poor mental health can make managing your finances harder and feeling stressed about money can make your mental health worse, so it’s important to act. Here are some things you can do to feel more in control, as well as lots of free support if you need it. Create a budget Setting a budget on what you can afford to spend each week or month may help you feel more in control of managing your money. A budget can also be a good way to manage debt or stop you from going into debt. Setting a weekly time to look at bills and other costs and working out what you can spend or save may also be helpful. MoneyHelper’s budget planner is a free online tool to help y...

Help to contact HMRC if you have additional needs

2Nov

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News, Top Stories, UK News

Help to contact HMRC if you have additional needs

gov.uk Help you can get You can get help to contact HM Revenue and Customs (HMRC) if you find it difficult to: Fill in forms (for example because you have dyslexia) Process complicated information (for example because of anxiety or stress) Use the internet or phone (for example because you have a disability or cannot easily access a computer) You can ask for help from HMRC or appoint someone to deal with HMRC for you. There are also services available if: You are deaf, hearing-impaired or have a speech impairment You are blind or partially sighted English is not your first language Get help from HMRC You can either: Call the relevant contact number and tell HMRC what help you need Arrange a face-to-face meeting if you find it difficult to use...

The Blue Badge Scheme: Rights and Responsibilities in England

2Nov

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Health & Wellbeing, Lifestyle, Top Stories

The Blue Badge Scheme: Rights and Responsibilities in England

alamy A Blue Badge will help you to park close to your destination, either as a passenger or driver. The badge is intended for on-street parking only. Off-street car parks, such as those provided by shopping centres, hospitals or supermarkets are covered by separate rules. The concessions may be different in other parts of the UK outside England. Check with the relevant authority in Scotland, Wales or Northern Ireland. Your responsibilities as a Blue Badge holder You must use the Blue Badge properly. The badge and its concessions are for your use only. It is a criminal offence for you or anyone else to misuse the badge. Doing so could lead to a £1,000 fine and confiscation of the badge. Making sure that the scheme is not abused will benefit genuine badge holders, such...

6Oct

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News, Top Stories, UK News

Black History Month

black history month Father of the Black History Carter G Woodson, known as the “father of the Black History” created the celebration of Black accomplishment in 1926. At the time as it is today, Americans celebrated commemorative dates in our history as well as beloved leader’s birthdays. Carter G Woodson placed Black History Month in February because it originally coincided with the birthdates of both Abraham Lincoln and Fredrick Douglas. Neglected accomplishments He recognised the impact and the power that comes from knowing and furthering the causes of what our “forebears have accomplished”. Black History month was first recognised nationally in a speech by President Gerald Ford in 1976. In that speech, he challenged American to “seize the opportunity to honour the too-often...

15Sep

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Entertainment, Money Business, Music, Top Stories

THE YEW TREE PUB

A WARM AND FRIENDLY WELCOME TO ALL OUR VISITORS FROM MANAGEMENT AND STAFF BROOKVALE RD, WITTON, BIRMINGHAM B6 7AS Tel 07530107609, 0121 824 6813 Bus routes to The Yew Tree Pub: Number 7 bus from Colmore Row in Birmingham City Centre. Number 11 bus outer circle. Our opening times Monday to Thursday 12 noon till 11pm Friday and Saturday 12 noon till Late Sunday &nbs...

Visa decision waiting times: applications outside the UK

14Sep

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Lifestyle, Relationships, Top Stories

Visa decision waiting times: applications outside the UK

123RF Check how quickly you’ll receive a decision on your UK visa application if you are applying from outside the UK You are not required to book any travel before you apply or before a decision is made on your application. You’ll only be refunded if we have not started processing your application. When your application’s waiting time starts and ends Once you’ve submitted your application online, the waiting time starts when you either: • attend your appointment and provide your fingerprints and a photograph at a visa application centre • verify your identity using the UK Immigration: ID Check app. This will depend on the visa you apply for, and you’ll be advised if you can use this The waiting time will end when you get an email containing the decision on your appli...

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