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Motorists urged to check the back of their driving licenses

2Nov

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Motoring, Sport, Top Stories

Motorists urged to check the back of their driving licenses

wikipedia Here’s what the back of the UK driving licence really means Check the back Motorists across the UK are being urged to check the back of their driving licence to check they are properly qualified to get behind the wheel of their chosen vehicle. Passing your driving test only qualifies motorists to drive certain vehicle and additional tests may be required if they want to drive other types. If a motorist is driving a vehicle that is not covered by their licence, their insurance will be automatically invalid. Driving test To make matters more confusing, the types of vehicles that drivers are legally allowed to take out on the road also varies depending on when they passed their driving test. Laws have changed Government laws have changed over the years to...

Government help if you can’t pay your mortgage

2Nov

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Money Business, Property, Top Stories

Government help if you can’t pay your mortgage

uk mortgage prisoners Mortgage Rescue scheme If you’re struggling to meet your mortgage repayments, the government could be able to help. You could be able to sign up for the Mortgage Rescue scheme, Support for Mortgage Interest, or other government benefits that might boost your income. Contact your lender first Need to cut back on spending? Use a Budget planner If you’re having trouble paying for your mortgage, your first step should always be to contact your lender. They want to help you to meet repayments. Your lender can discuss your options with you and can offer suggestions, including: Temporary payment arrangements Lengthening the term of your mortgage, or Switching temporarily to interest-only repayments

2Nov

By admin adminNo Comments

Health & Wellbeing, Lifestyle, Top Stories

Feeling low?

123RF Real problem Feeling low is a part of all our lives at some stage. Everyone feels upset, sad or disheartened from time to time, but for some of us it can be a real problem. The good news is that there are things you can do to improve your mood. What is low mood? Am I depressed? Everyone feels low or down from time to time. It does not always mean something is wrong. Feeling low is common after distressing events or major life changes, but sometimes periods of low mood happen for no obvious reason. You may feel tired, lacking confidence, frustrated, angry and worried. But a low mood will often pass after a couple of days or weeks – and there are some easy things you can try and small, everyday changes you can make that will usually help improve your mood. If you’...

Further support for small businesses feeling the squeeze as £4.5 billion Recovery Loan Scheme extended

2Nov

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Money Business, Small Business, Top Stories

Further support for small businesses feeling the squeeze as £4.5 billion Recovery Loan Scheme extended

The Government has extended a vital support scheme offering government-backed loans to small businesses for a further two years Access to finance Scheme supporting access to finance for small businesses extended for two yearsMajor backing for businesses facing increased pressures on company financesNearly 19,000 businesses supported since the scheme launched in April 2021 A vital support scheme offering government-backed loans to small businesses will be extended for a further two years. Business Secretary Kwasi Kwarteng announced on Wednesday 20th July. To help businesses The Recovery Loan Scheme, originally launched in April 2021 to help businesses. It gives lenders a government-backed guarantee against the outstanding balance of the facility. The extension provides fu...

Birmingham shop shut down after live mouse discovered among the crisps

2Nov

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Food, Lifestyle, Top Stories

Birmingham shop shut down after live mouse discovered among the crisps

alamy Birmingham City Council secured a hygiene emergency prohibition order against the premises in Alum Rock Ordered to close A shop has been ordered to close after inspectors found a live mouse among the packets of crisps. An environmental health officer carrying out a routine inspection of Abaseen in Alum Rock noticed a particular area of shelving ‘smelled strongly of mouse urine’. Droppings She subsequently discovered a ‘significant number of droppings’ when she moved the packets of crisps. The officer returned two days later but the issues had deteriorated. She then found a live mouse stuck to a glue trap, which had to be killed. Earlier on Friday, Birmingham City Council obtained a hygiene emergency prohibition order against the business 24/7 Toor Superstore, which...

Left in the dark: Plan for three-hour blackouts

2Nov

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News, Top Stories, UK News

Left in the dark: Plan for three-hour blackouts

A plan for three-hour blackouts has been revealed in government documents – and they show the time your home would be affected The Electricity Supply Emergency Code (ESEC) The Electricity Supply Emergency Code (ESEC) gives the PM sweeping powers to introduce rolling blackouts across the UK to conserve electricity if needed. Blackouts could be introduced in case of an emergency scenario where there is a massive shortage of gas. Government documents, which were created before the current energy crisis, show how this would play out. National Grid warning It comes as the National Grid warned that there might not be enough power for the country if the energy crisis continues. Power cuts could become a regular occurrence during the coldest nights of January and February if ...

What is a hybrid car, and should I buy one?

2Nov

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Environment, Top Stories

What is a hybrid car, and should I buy one?

You’re likely to have heard all about the car industry’s move towards a more environmentally friendly, electrified future Greener vehicles Alongside pure electric cars, hybrids and plug-in hybrids are an important part of this shift towards greener vehicles, but what is a hybrid car, and should you be buying one? To help you get up to speed, here is everything you need to know about all thing’s hybrid related. What is a hybrid car? A hybrid car is a vehicle that typically combines a conventional combustion engine (usually petrol-powered) with an electric motor. The combustion engine charges the car’s batteries, with the electric motor usually kicking in when extra power is needed, such as during acceleration. Cars use the most fuel when you’ve got your foot on the flo...

19Nov

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Family Matters, Publications, Top Stories

The National Gambling Treatment Service

freepik Confidential treatment and support The National Gambling Treatment Service is a network of organisations working together to provide confidential treatment and support for anyone experiencing gambling-related harms in England, Scotland and Wales. It’s free It’s free to access 24 hours a day, 7 days a week and provides telephone, online and face-to-face support for individuals and groups. Their experts help thousands of people every month gain more control of their gambling. If you would like to call an adviser and speak one to one for confidential advice, information or emotional support then call 0808 8020 133.

Record number of fake HMRC websites deactivated

2Nov

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News, Top Stories, UK News

Record number of fake HMRC websites deactivated

maynard johns HMRC has removed more than 20,000 malicious websites during the past year, but warns people to stay alert to the threat from online fraudsters 20,750 malicious sites New figures show that HM Revenue and Customs (HMRC) requested a record 20,750 malicious sites to be taken down in the past 12 months, an increase of 29% on the previous year. Despite a record number of malicious sites being removed, HMRC is warning the public to stay alert as millions of taxpayers remain at risk of losing substantial amounts of money to online crooks. The warning comes as Scam Awareness month, run by Citizens Advice, draws to a close. Take action HMRC has brought in cutting edge technology to tackle cyber-crime and target fraudsters. However, the public needs to be aware and re...

British Gas and E.on issue urgent message to customers after energy price guarantee scaled back

2Nov

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News, Top Stories, UK News

British Gas and E.on issue urgent message to customers after energy price guarantee scaled back

Energy giant says it understands families will be worried about bills rocketing from next April Reviewed Energy giants British Gas and E.on have issued a message to millions of customers who may be worrying their bills are going to shoot up again from April after it was announced the Energy Price Guarantee would be reviewed from then. The guarantee, which caps average energy bills at £2,500 a year, was due to run for two years but will now be reviewed from April following an overhaul of the government’s economic plan by new chancellor Jeremy Hunt. Soar to £4,500 It has sparked fears bills could soar to £4,500 from next spring, piling even more pressure on struggling families. British Gas said it understood the announcement might be worrying its customers but said it didn’t kno...

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