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Government help if you can’t pay your mortgage

uk mortgage prisoners

Mortgage Rescue scheme

If you’re struggling to meet your mortgage repayments, the government could be able to help. You could be able to sign up for the Mortgage Rescue scheme, Support for Mortgage Interest, or other government benefits that might boost your income.

Contact your lender first

Need to cut back on spending? Use a Budget planner

If you’re having trouble paying for your mortgage, your first step should always be to contact your lender.

They want to help you to meet repayments.

Your lender can discuss your options with you and can offer suggestions, including:

  • Temporary payment arrangements
  • Lengthening the term of your mortgage, or
  • Switching temporarily to interest-only repayments
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