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Budgeting loan/advance
Family Matters, Publications

Budgeting loan/advance

123RF What is a budgeting loan/advance? Certain essentials A budgeting loan is extra money on top of your benefits to help pay for certain essentials. You must pay back a budgeting loan. A budgeting advance is an extra amount of Universal Credit to help you pay for certain expenses. You must pay back a budgeting advance. A budgeting loan or advance can help you to pay for: • furniture and household equipment, clothing and footwear • rent in advance and/or removal expenses to new accommodation • the costs of improvement, maintenance and security of your home • essential travelling expenses and expenses due to you getting or starting a job • maternity or funeral expenses Check Before you apply for a budgeting loan or advance, check whether you can get the...
Researchers may have discovered the secret to reaching ‘aged 90 and over’ – major finding
Fashion & Beauty, Lifestyle

Researchers may have discovered the secret to reaching ‘aged 90 and over’ – major finding

istockphoto Living longer Populations around the world are living longer than ever before and researchers are actively trying to unravel the secret to reaching 90 and beyond. In one study, researchers focused on Ikaria, which is home to some of the world’s oldest people. What accounts for their superior longevity? Three enlightening factors emerged. Many forces There are many forces underpinning longer life expectancies and none should be viewed in isolation. However, specific populations have been shown to consistently reach 90 years of age and over. These populations have been the subject of much research. Researchers aim to uncover the secrets to longevity by focusing on “blue zones” – geographical regions that are home to some of the world’s oldest people. Focus on I...
Age Services
Faith, Features

Age Services

Age Uk life-enhancing services We aim to provide life-enhancing services and vital support to people in later life. We and our local partners deliver a range of services across the UK. In your area We have around 130 local Age UKs across the country, offering a variety of services to help you in later life. Our shops Age UK has just over 400 charity shops around the country which offer a wide and ever-changing range of goods. Age UK Advice Line Our free, confidential national phone service offers advice on everything from money and benefits to retirement and care. The Silver Line helpline A free confidential helpline offering conversation and friendship, information and advice, and protection and support. Befriending services Help us end loneliness thro...
Personal Independence Payment (PIP)
Health & Wellbeing, Lifestyle

Personal Independence Payment (PIP)

istockphoto What PIP is for Personal Independence Payment (PIP) can help with extra living costs if you have both: • a long-term physical or mental health condition or disability • difficulty doing certain everyday tasks or getting around because of your condition You can get PIP even if you’re working, have savings or are getting most other benefits. If you live in Dundee City, Perth and Kinross or the Western Isles, you need to apply for Adult Disability Payment (ADP) instead. How PIP works There are 2 parts to PIP: • a daily living part – if you need help with everyday tasks • a mobility part – if you need help with getting around Whether you get one or both parts and how much you get depends on how difficult you find everyday tasks and getting around. ...
Passport rules for travel to Europe
Publications, Traveller

Passport rules for travel to Europe

alamy Find out if you need to renew your passport before you travel to Europe and which countries the rules apply to. Passport validity How much time you need on your passport depends on the country you’re visiting. Check the travel advice for the country you want to travel to – read the entry requirements section. You may need to renew your British passport before you travel if there’s not enough time left on it. Check our current processing times. If you’re travelling to Ireland, you can continue to use your passport if it’s valid for the length of your stay. Countries this applies to These rules apply for travel to and between most countries in Europe. These are: • Andorra • Austria • Belgium • Bulgaria • Croatia • Cyprus • Czech Republic • ...
Distraction Burglaries
Money Business, Property

Distraction Burglaries

daily records What are distraction burglars? Distraction burglars normally work in pairs. Their aim is to distract you and trick their way into your home to steal your money or valuables. Posing as officials They may call at your door posing as officials, claiming to be from the council, police, market researchers, health carers, gas, water, electricity, phone or TV companies. Others may try a tactic of taking advantage of your good nature by saying they are collecting for charity, or they need something from your house such as water for their car, a pen and paper to leave a note for a neighbour, they want to retrieve a ball that has gone in your garden or need to use your phone. Appear official They can also use a tactic of feigning urgency and panic – a typical ploy is...
Keep burglars out of your property
Money Business, Property, Top Stories

Keep burglars out of your property

123RF Burglars will use a variety of ways to avoid being noticed. They don’t want to be seen or heard by a neighbour or passer-by because they will feel exposed and identifiable. Distraction burglars will pretend to be someone they are not, so it’s important you are aware of the common methods they will use to get you to let them into your property. Here’s some useful advice, firstly on helping to keep burglars out by giving them no hiding place and, secondly, on how to prevent a distraction burglary. Keep it visible You’d think that it would be best to make a property less visible from the street, and to keep it hidden from prying eyes behind overgrown bushes, trees, high fences or walls. All that this serves to do is make it easier for a burglar to get close to a home ...
Skyline Radio
Entertainment, Music

Skyline Radio

Skyline Radio - home to the very best in Reggae and Urban music, listen online for free, browse the site for the latest releases and information. Skyline Radio