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14Dec

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Domestic abuse

123RF What is domestic abuse? The UK government’s definition of domestic violence is ‘any incident or pattern of incidents of controlling, coercive, threatening behaviour, violence or abuse between those aged 16 or over who are, or have been, intimate partners or family members regardless of gender or sexuality. The abuse can encompass, but is not limited to psychological, physical, sexual, financial, emotional.’ Domestic abuse can take different forms, including: Physical abuse Sexual abuse Financial abuse Coercive and controlling behaviour, and gaslighting/emotional abuse Digital/online abuse So-called ‘honour based’ violence Forced marriage Female genital mutilation (FGM) Get help now If you need to speak to someone, support is available every d...

UK households doing DIY at home face £5,000 fines over little-known law

14Dec

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Publications, Reviews, Top Stories

UK households doing DIY at home face £5,000 fines over little-known law

123RF The electrician is warning Brits face financial penalties – if they break a little-known rule An electrician is warning Brits that doing DIY at home could leave them at risk of a huge £5k fine. The electrician is warning Brits face financial penalties –if they break a little-known rule. DIY electrics The electrician is urging UK households not to get caught out. Building regulations Part P means it is illegal to carry out DIY electrics in “special locations” such as the bathroom or kitchen. Certification Failing to have the appropriate certification when significant electric work could mean you’re unable to sell your home. And it’s illegal – and could see households fined £5k. Incredibly dangerous An expert said: “Accidentally hitting one in a wall or floor i...

Are you missing out on a working from home tax refund of up to £624?

2Nov

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News, Top Stories, UK News

Are you missing out on a working from home tax refund of up to £624?

Youtube Over the last couple of years, millions of people are eligible for a tax refund as a result of working from home. Are you missing out? If your company has required you to work from home, then you may be eligible to claim back on the increased cost of living such as heat or electricity used at that time. You are entitled to get a refund if: You were instructed to work from home by your employer You have had to pay higher utility costs as a result of working from home You have not received expenses directly from your employer to cover the additional costs of working from home Think of all the increased costs on utility bills such as your gas, electricity and internet usage that have more than likely gone up. To help cover the added expenses, HMRC is offering y...

Top 10 richest rappers in the world 2022-2023

2Nov

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Entertainment, Music, Top Stories

Top 10 richest rappers in the world 2022-2023

Youtube Hip-hop music or rap music Hip-hop music or rap music, originated in the early 1970s, is one of the most popular music genres whose fan base continues to grow rapidly even after 50 years of origin. Rap music gave a new direction to the music industry and there are many rappers who contributed a lot towards its development. These rappers were well-rewarded for their contribution and there are certain top rap artists who have earned fortune of wealth and glory. Top 10 richest rappers The list below provides the top 10 richest rappers in the world along with their net worth (as in 2022) and nationality. Kanye West $2 billion United States Jay-Z $1.3 billion United States Sean ‘Diddy’ Combs $900 million United States Dr Dre $800 million United States Pharre...

2Nov

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Motoring, Sport, Top Stories

Petrol vs Hybrid

car times Buying a new car When it comes to buying a new car, choosing anything other than a petrol or diesel engine was always seen as a bit of a novelty. Soon, all new vehicles will have to be part electric and from 2035 fully electric. Switching to a hybrid vehicle is a good first step to take as they have a standard combustion engine that is assisted by an electric motor – a good in-between for beginners. But how different is it being the owner of a hybrid vehicle in comparison to a vehicle with a petrol engine? We have broken down a few key factors to consider: Economical There are a variety of running-cost benefits for plug-in hybrid drivers. If you can run your day-to-day journeys on battery power, then you will see a dramatic drop in your monthly fuel benefit. The mix ...

Motorists urged to check the back of their driving licenses

2Nov

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Motoring, Sport, Top Stories

Motorists urged to check the back of their driving licenses

wikipedia Here’s what the back of the UK driving licence really means Check the back Motorists across the UK are being urged to check the back of their driving licence to check they are properly qualified to get behind the wheel of their chosen vehicle. Passing your driving test only qualifies motorists to drive certain vehicle and additional tests may be required if they want to drive other types. If a motorist is driving a vehicle that is not covered by their licence, their insurance will be automatically invalid. Driving test To make matters more confusing, the types of vehicles that drivers are legally allowed to take out on the road also varies depending on when they passed their driving test. Laws have changed Government laws have changed over the years to...

Government help if you can’t pay your mortgage

2Nov

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Money Business, Property, Top Stories

Government help if you can’t pay your mortgage

uk mortgage prisoners Mortgage Rescue scheme If you’re struggling to meet your mortgage repayments, the government could be able to help. You could be able to sign up for the Mortgage Rescue scheme, Support for Mortgage Interest, or other government benefits that might boost your income. Contact your lender first Need to cut back on spending? Use a Budget planner If you’re having trouble paying for your mortgage, your first step should always be to contact your lender. They want to help you to meet repayments. Your lender can discuss your options with you and can offer suggestions, including: Temporary payment arrangements Lengthening the term of your mortgage, or Switching temporarily to interest-only repayments

2Nov

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Health & Wellbeing, Lifestyle, Top Stories

Feeling low?

123RF Real problem Feeling low is a part of all our lives at some stage. Everyone feels upset, sad or disheartened from time to time, but for some of us it can be a real problem. The good news is that there are things you can do to improve your mood. What is low mood? Am I depressed? Everyone feels low or down from time to time. It does not always mean something is wrong. Feeling low is common after distressing events or major life changes, but sometimes periods of low mood happen for no obvious reason. You may feel tired, lacking confidence, frustrated, angry and worried. But a low mood will often pass after a couple of days or weeks – and there are some easy things you can try and small, everyday changes you can make that will usually help improve your mood. If you’...

Further support for small businesses feeling the squeeze as £4.5 billion Recovery Loan Scheme extended

2Nov

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Money Business, Small Business, Top Stories

Further support for small businesses feeling the squeeze as £4.5 billion Recovery Loan Scheme extended

The Government has extended a vital support scheme offering government-backed loans to small businesses for a further two years Access to finance Scheme supporting access to finance for small businesses extended for two yearsMajor backing for businesses facing increased pressures on company financesNearly 19,000 businesses supported since the scheme launched in April 2021 A vital support scheme offering government-backed loans to small businesses will be extended for a further two years. Business Secretary Kwasi Kwarteng announced on Wednesday 20th July. To help businesses The Recovery Loan Scheme, originally launched in April 2021 to help businesses. It gives lenders a government-backed guarantee against the outstanding balance of the facility. The extension provides fu...

Birmingham shop shut down after live mouse discovered among the crisps

2Nov

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Food, Lifestyle, Top Stories

Birmingham shop shut down after live mouse discovered among the crisps

alamy Birmingham City Council secured a hygiene emergency prohibition order against the premises in Alum Rock Ordered to close A shop has been ordered to close after inspectors found a live mouse among the packets of crisps. An environmental health officer carrying out a routine inspection of Abaseen in Alum Rock noticed a particular area of shelving ‘smelled strongly of mouse urine’. Droppings She subsequently discovered a ‘significant number of droppings’ when she moved the packets of crisps. The officer returned two days later but the issues had deteriorated. She then found a live mouse stuck to a glue trap, which had to be killed. Earlier on Friday, Birmingham City Council obtained a hygiene emergency prohibition order against the business 24/7 Toor Superstore, which...

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