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The National Gambling Treatment Service
Family Matters, Publications, Top Stories

The National Gambling Treatment Service

freepik Confidential treatment and support The National Gambling Treatment Service is a network of organisations working together to provide confidential treatment and support for anyone experiencing gambling-related harms in England, Scotland and Wales. It’s free It’s free to access 24 hours a day, 7 days a week and provides telephone, online and face-to-face support for individuals and groups. Their experts help thousands of people every month gain more control of their gambling. If you would like to call an adviser and speak one to one for confidential advice, information or emotional support then call 0808 8020 133.
Record number of fake HMRC websites deactivated
News, Top Stories, UK News

Record number of fake HMRC websites deactivated

maynard johns HMRC has removed more than 20,000 malicious websites during the past year, but warns people to stay alert to the threat from online fraudsters 20,750 malicious sites New figures show that HM Revenue and Customs (HMRC) requested a record 20,750 malicious sites to be taken down in the past 12 months, an increase of 29% on the previous year. Despite a record number of malicious sites being removed, HMRC is warning the public to stay alert as millions of taxpayers remain at risk of losing substantial amounts of money to online crooks. The warning comes as Scam Awareness month, run by Citizens Advice, draws to a close. Take action HMRC has brought in cutting edge technology to tackle cyber-crime and target fraudsters. However, the public needs to be aware and re...
British Gas and E.on issue urgent message to customers after energy price guarantee scaled back
News, Top Stories, UK News

British Gas and E.on issue urgent message to customers after energy price guarantee scaled back

Energy giant says it understands families will be worried about bills rocketing from next April Reviewed Energy giants British Gas and E.on have issued a message to millions of customers who may be worrying their bills are going to shoot up again from April after it was announced the Energy Price Guarantee would be reviewed from then. The guarantee, which caps average energy bills at £2,500 a year, was due to run for two years but will now be reviewed from April following an overhaul of the government’s economic plan by new chancellor Jeremy Hunt. Soar to £4,500 It has sparked fears bills could soar to £4,500 from next spring, piling even more pressure on struggling families. British Gas said it understood the announcement might be worrying its customers but said it didn’t kno...
Warnings about energy prepayment meter loophole
News, UK News

Warnings about energy prepayment meter loophole

financial times Loophole concerns The loophole concerns those on smart meters who will be receiving the first £66 as part of the £400 cost of living payment. There are two types of prepayment meters Traditional, or Legacy prepayment meters need to be topped up using a card or key fob which you can add cash to at local Pay Point kiosks. Smart prepayment meters can be topped-up at home via an app or online. Each energy supplier has the freedom to decide how it will apply the discount on to your energy meter. Smart prepayment meters are being urged to customers to give them the option to split each cost-of-living payment between gas and electric bills. Although you already have the option to do this if you’re on a traditional prepayment meter, it’s up to your supplier ho...
DVLA fines drivers £1,000 for not reporting health conditions
Motoring, Sport, Top Stories

DVLA fines drivers £1,000 for not reporting health conditions

123RF Motorists risk a huge penalty and could void their car insurance in the process. Disclose one of 110 medical conditions The DVLA could ban motorists from getting behind the wheel if they fail to disclose one of 110 medical conditions. Failing to do so means drivers are liable to pay a steep £1,00 fine and risk prosecution if they become involved in an accident. The lapse also means your insurance may be invalidated, leaving drivers unprotected should the worst happen. Unaware of the health conditions Despite the consequences, many people might be unaware of the health conditions that may affect their driving. In order to keep drivers informed, the people have identified 10 common conditions that need to be declared to the DVLA. A founder of a car insurance compa...
£200 fine + 6 penalty points
Motoring, Sport, Top Stories

£200 fine + 6 penalty points

dashmag It’s illegal It’s illegal to hold and use a phone, sat nav, tablet or any device that can send or receive data, while driving or riding a motorcycle. This means you must not use a device in your hand for any reason, whether online or offline. For example, you must not text, make calls, take photos or videos, or browse the web. The law still applies to you if you’re: Stopped at traffic lights Queuing in traffic Supervising a learner driver Driving a car that turns off the engine when you stop moving Holding and using a device that’s offline or in flight mode Exceptions You can use a device held in your hand if: You need to call 999 or 112 in an emergency and it’s unsafe or impractical to stop You’re safely parked You’re making a conta...
17 tips for staying safe and well on a cruise ship
Publications, Top Stories, Traveller

17 tips for staying safe and well on a cruise ship

How to stay safe and well on a cruise alamy Cruising is an enjoyable and positive form of travel where you can find yourself having all kinds of amazing experiences. Those who are more glass half-full are probably thinking “what issues could there possibly be on a cruise ship?”. Others who are a little more glass half-empty might feel more aware of the chance that something bad might happen and wish to prepare accordingly. Being a little prepared Cruises are not a minefield of risk – in fact, they are one of the safest forms of travel there is, and most come to completion without any real issues or incidents happening – but there is no harm in being a little prepared. Just like any other kind of travel, it is worthwhile taking a few precautions to make sure you stay safe an...
Coping with money worries and job uncertainty
Health & Wellbeing, Lifestyle, Top Stories

Coping with money worries and job uncertainty

123RF Worrying about money or work can have a big impact on your mental health and wellbeing. Poor mental health Poor mental health can make managing your finances harder and feeling stressed about money can make your mental health worse, so it’s important to act. Here are some things you can do to feel more in control, as well as lots of free support if you need it. Create a budget Setting a budget on what you can afford to spend each week or month may help you feel more in control of managing your money. A budget can also be a good way to manage debt or stop you from going into debt. Setting a weekly time to look at bills and other costs and working out what you can spend or save may also be helpful. MoneyHelper’s budget planner is a free online tool to help y...
Help to contact HMRC if you have additional needs
News, Top Stories, UK News

Help to contact HMRC if you have additional needs

gov.uk Help you can get You can get help to contact HM Revenue and Customs (HMRC) if you find it difficult to: Fill in forms (for example because you have dyslexia) Process complicated information (for example because of anxiety or stress) Use the internet or phone (for example because you have a disability or cannot easily access a computer) You can ask for help from HMRC or appoint someone to deal with HMRC for you. There are also services available if: You are deaf, hearing-impaired or have a speech impairment You are blind or partially sighted English is not your first language Get help from HMRC You can either: Call the relevant contact number and tell HMRC what help you need Arrange a face-to-face meeting if you find it difficult to use...
The Blue Badge Scheme: Rights and Responsibilities in England
Health & Wellbeing, Lifestyle, Top Stories

The Blue Badge Scheme: Rights and Responsibilities in England

alamy A Blue Badge will help you to park close to your destination, either as a passenger or driver. The badge is intended for on-street parking only. Off-street car parks, such as those provided by shopping centres, hospitals or supermarkets are covered by separate rules. The concessions may be different in other parts of the UK outside England. Check with the relevant authority in Scotland, Wales or Northern Ireland. Your responsibilities as a Blue Badge holder You must use the Blue Badge properly. The badge and its concessions are for your use only. It is a criminal offence for you or anyone else to misuse the badge. Doing so could lead to a £1,000 fine and confiscation of the badge. Making sure that the scheme is not abused will benefit genuine badge holders, such...