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The basic State Pension
News, UK News

The basic State Pension

IstockPhoto Eligibility You’re eligible for the basic State Pension if you were born before: 6th April 1951 if you’re a man 6th April 1953 if you’re a woman If you were born on or after these dates, you must claim the new State Pension. The earliest you can get the basic State Pension is when you reach State Pension age. Your National Insurance record You usually need a total of 30 qualifying years of National Insurance contributions or credits to get the full basic State Pension. This means that for 30 years, one or more of the following applied to you: You were working and paying National Insurance You were getting National Insurance Credits, for example you were unemployed, sick, or a parent or carer You were paying voluntary National Insurance co...
DWP could monitor your bank account or social media activity over Christmas and New Year
News, Top Stories, UK News

DWP could monitor your bank account or social media activity over Christmas and New Year

There are several ways DWP investigators can gather evidence on people claiming benefits 20 million people More than 20 million people across the UK are claiming State Pension or benefits from the Department for Work and Pensions (DWP) to help with the additional costs of day-to-day living. However, earlier this year, the DWP shared details of a new £613 million plan to stop an estimated £4 billion being lost in fraud and error over the next five years. Benefit fraud Between 2021 and 2022, there have been 600 convictions for benefit fraud across the UK and the ‘Fighting Fraud in the Welfare System’ plan outlines how the DWP is creating a new 2,000-strong team dedicated to reviewing more than two million existing Universal Credit claims. This new team will review the entitle...
Driving under the influence of alcohol or drugs
Motoring, Sport, Top Stories

Driving under the influence of alcohol or drugs

123RF Drink driving The legal alcohol limit in England, Wales and Northern Ireland for driving is 80 milligrams of alcohol per 100 millilitres of blood or 35 micrograms of alcohol per 100 millilitres of breath. In Scotland the limit is 50 milligrams of alcohol per 100 millilitres of blood or 22 micrograms of alcohol in 100 millilitres of breath. No way to know There is no way to know how much you can drink and stay under the limit, since it can depend on your weight, age, metabolism, the amount of food you’ve eaten and other factors. It’s impossible to get alcohol out of your system quickly, it always takes time. A shower, a cup of coffee or other ways of ‘sobering up’ may make you feel better but won’t remove the alcohol from your system. The next day If you’ve been ...
Expert warns of windscreen wash fluid mistake many drivers do in winter
Motoring, Sport, Top Stories

Expert warns of windscreen wash fluid mistake many drivers do in winter

freepiks One common oversight by drivers in winter is to do with how their screen wash is diluted, according to an auto expert Prepare your car properly Motorists can expect to face poor driving conditions throughout winter, but there are many things that drivers can do to help keep themselves and others on the road safe whatever the weather. Research shows drivers are 20% more likely to be involved in a crash during wintry conditions, so it’s important to adjust your driving style and prepare your car properly. But there are some key mistakes drivers make when preparing their cars for snow and ice, according to an auto expert. One common oversight before hitting the road is to do with how diluted your screen wash is. While drivers should know how important washer fluid is,...
Childline
Health & Wellbeing, Lifestyle, Top Stories

Childline

123RF Contact As a child or young person if you are worried about something or if you are afraid or if you need someone to talk to, contact: 0800 1111 for Childline and 0808 800 5000 for the NSPCC Helpline Help Childline is here to help anyone under 19 in the UK with any issue they're going through. You can talk about anything. Whether it's something big or small, our trained counsellors are here to support you. Childline is free, confidential, and available any time, day or night. Confidential ChildLine is a free 24-hour confidential counselling service for children and young people up to their 19th birthday in the UK provided by the NSPCC. ChildLine deals with any issue which causes distress or concern, common issues dealt with include child abuse, bullying, pa...
Warm Home Discount scheme offering £150 off your energy bill reopens today – how it works
News, Top Stories, UK News

Warm Home Discount scheme offering £150 off your energy bill reopens today – how it works

freepiks The Warm Home Discount scheme has reopened today and if you’re eligible, you will get £150 off your electricity bill this winter – see exactly who qualifies here Warm Home Discount scheme The Warm Home Discount scheme has reopened today, offering some households £150 off their electricity bill this winter. Around 2.8 million people – including certain pensioners and those on a low income receiving certain benefits – will qualify for the discount. The money – which has been increased this year from £140 – should be applied between now and March 31st, 2023. It is paid directly into your energy account, by your supplier, instead of cash directly into your bank account. Prepay meter If you’re on a prepay meter, you’ll usually be sent a top-up voucher. But n...
The most effective way to quit smoking for good
Health & Wellbeing, Lifestyle, Top Stories

The most effective way to quit smoking for good

123RF Cigarettes Do you feel stuck between wanting to be a healthy, happy non-smoker and feeling you need cigarettes to cope with the ups and downs of life? Have you tried to quit before with willpower or medication, only to struggle and relapse because of overwhelming cravings, stress or weight gain? Are you looking for an effective way to quit smoking without missing cigarettes, but feel you’ve heard it all before and don’t know where to start? Quit smoking If you said yes, you are not alone. Millions of people try and fail to quit smoking every year, just like Angela. A self-professed cigarette lover of over thirty years, Angela had multiple failed attempts under her belt, from cold turkey to nicotine patches and everything in between. She joined our support group,...
Up to £600 for pensioners arrive in bank accounts from today
News, Top Stories, UK News

Up to £600 for pensioners arrive in bank accounts from today

123RF The government is stepping in to provide pensioners with £300 per household, which comes on top of regular Winter Fuel Payments From today, over 11.6 million pensioners will start to receive up to £600 to help with their energy bills this winter, as prices are pushed up by Putin’s illegal war in Ukraine This support, worth over £4.5 billion, is part of an extensive package helping people of all ages with the cost of heating their homes, including through the £400 Energy Bills Support Scheme (available to eligible households in England, Scotland and Wales) and the Energy Price Guarantee saving typical households £900 From 23rd November 2022 From 23rd November 2022, over 11.6 million pensioners in England, Wales, Scotland and Northern Ireland will start to receive pay...
Married and widowed women over State Pension age could be due up to £10,772 in backdated pay
News, Top Stories, UK News

Married and widowed women over State Pension age could be due up to £10,772 in backdated pay

123RF DWP has paid back £209.3m in State Pension underpayments since January 2021 The correction exercise New figures from the Department for Work and Pensions (DWP) show that £209.3 million in State Pension underpayments have been repaid to 31,817 pensioners since the correction exercise began in January 2021 and the end of October 2022. Those who have been underpaid include some pensioners who were married and should have received an upgraded State Pension, people who were widowed and the over-80s. The new DWP figures show that arrears payments made to married women average £6,929, for widowed pensioners it averages £10,772 and for those over 80, £3,172. Mostly women While the check and correction exercise affect mostly women, some men may have been underpaid too. One ...