(CAP) is a charity

Christians Against Poverty (CAP) is a charity that has been providing free professional debt help and community groups through local churches since 1996. We see thousands break free from debt every year.

CAP is authorised and regulated by the Financial Conduct Authority (FCA).

Don’t worry, we’ve got you covered

We’ve been helping people break free from debt for over 25 years.

We’re a charity that provides debt help completely free of charge.

There are many different routes to get out of debt. We’ll walk you through all the suitable options based on your circumstances, from which you can choose the best route to becoming debt free.

Break free from worry and fear

CAP won’t just support you in resolving your problem debt. We’ll empower you to break free from worry and fear, finding confidence and hope again.

• debt management plan

• debt relief order

• bankruptcy

• individual voluntary arrangement

• administration order

• full and final settlements

Can CAP help with the increase in energy prices?

If you are struggling with debt and have concerns about your gas and electricity bills rising, we can offer you advice as part of our free debt help service. We will also help you access any support you are entitled to and assist with budgeting.

Unfortunately, we are unable to provide emergency funding directly to you.

Get in touch to start your journey out of debt today by calling 0800 328 0006.

I am in debt and need help. What’s my first step?

No matter how large or small your debt problem is, we can help. The first step is often the hardest, but it’s worth it. Asking for help can be daunting, particularly for many of CAP’s clients who have reached a crisis point before calling to book an appointment. Our friendly New Enquiries team is the first port of call for clients. We’d love to listen to you and see how we can help get you started on your journey out of debt.

Start by searching your postcode or give us a call on 0800 328 0006.

Does it cost me anything?

No. Our service is completely free. We can provide a totally free service because CAP is a charity and receives donations from churches and individuals who want to help people.

Can CAP provide emergency support with food or fuel?

No, unfortunately we are unable to help with food or fuel. We advise contacting Trussell Trust who may be able to help you find a local food bank or other support.

I want to help someone I know, what can I do?

It can be really worrying when someone you care about is going through a difficult time. We understand that many people will speak to friends and family before they speak to a debt professional. Check if they live within the catchment area of a CAP Debt Centre using the postcode search finder on this page.

Do you have to be a Christian?

No. CAP will help anyone regardless of their religious beliefs.

We monitor our services to make sure that everybody receives the same caring service regardless of race, nationality, religion, age, gender, marital status, sexual orientation, or disability.

What if there is no CAP centre in my area?

Don’t worry. Give us a call on 0800 328 0006 and one of our friendly New Enquiries team will be happy to talk through what other services may be able to help.